Verifield has been a highly consistent performer in 2009 and is poised to continue its fine performance in 2010.

There are five investment plans for you to choose from:

The first is The Diversified Commodities Plan which runs for just three days. Profits are generated on business days only and accumulate in your account which can be withdrawn on expiry. The typical maturity amount is around 103% .

One very important feature that differentiates the rest of the other plans available from Verifield from those of their competitors is that you can choose the length of the investment term yourself, provided it runs for a certain minimum. All plans are based on calendar days but profits are only generated on business days (Monday to Friday). There is some very detailed information available detailing the past trading results of Verifield, providing us with the actual amounts that were generated on a day by day basis for each individual plan stretching back a number of weeks.

The second plan is called The Intensive Forex Plan and you have to join for a minimum of 7 days. Once that period has expired you may request a cash-out. You can expect a payment in the region of 108.4% if you do. If you choose a longer term then your profits will continue to accumulate accordingly. Daily earning fluctuates around 1.2%.

Under the third plan, The Nominal Income Plan, you have to invest for a term of at least 30 calendar days. If you choose this minimum period, you can expect to receive a maturity payment of about 139%. If you choose a longer term then your profits will continue to accumulate accordingly. Daily earning fluctuates around 1.3%.

The fourth plan is The Effective Gross Income Plan with a minimum term of 60 calendar days. If you choose the minimum investment period, the maturity sum is about 196%. If you choose a longer term then you daily profit will continue to accumulate accordingly. Daily earning fluctuates around 1.6%.

The last plan is The Capital Market Securities Plan with a minimum period of at least 60 days. The maturity payment will around 208%. For each additional business day you stay with the plan your daily profit fluctuates around 1.8%.

Verifield accepts LibertyReserve, PerfectMoney, and bank wire transfers and the minimum amount you may invest in any plan is just $5.

One of the major advantages though which should be mentioned is the instant cashouts. The addition of the security layers of SSL-protected channel, Safe card and the unique script make the whole process totally automated and highly secure.

One of the most outstanding features of Verifield is the excellent security. Protected from DDoS attacks and hosted on a dedicated server by Dragonara (one of the very best), Verifield has an additional layer of protection for your account by employing SSL coded encryption throughout. They also utilize a “SafeCard” protection system which generates a virtual e-card with a series of code numbers unique to your account. Once you have downloaded this e-card you will need to reference it before carrying out any major transactions on your account. There is a step by step guide to using the system. Once you’ve done it once it’s a breeze using it. And in keeping with the standards set by all the leading online investment programs, Verifield is running off a totally unique and custom designed script that has stood the test of.

If you have any questions that are not covered by the FAQs on the website, you can submit them via the online support ticket form. You can mail them directly. Verifield also publish a telephone number and a postal address in London. There is a list of international and multi-lingual fund managers around the world who are available to chat with you online. Communication with members has always been one of Verifield’s strong points.

Verifield is a vigorous and dynamic company which is continuously evolving and improving its already high standards. Verifield will definitely be a company to watch in 2010.

To join Verifield, click here.

IncoForex commenced operations in mid-June 2009 and has now garnered a great reputation as a very reliable and realistic program. Many think of it as a long term sustainable program as opposed to the here-today-gone-tomorrow strategy of the majority of hyip programs.

The rates of interest on offer to account holders are variable and can fluctuate to such a degree that it can be difficult to pinpoint your exact earnings on any given week. That’s not such a bad thing though and in fact it’s a policy that has served several high profile HYIPs very well in recent times. By allowing the program ROI to fluctuate from week to week in tandem with trading results, the admin of IncoForex protects the program from having to meet payments that other HYIPs might struggle to meet under certain situations. The fluctuating daily payments are a reflection of the day to day fortunes of the business and enhance sustainability of the program.

Out of the seven plans available, five of them are out of the financial reach of the overwhelming majority of regular HYIP players due to the minimum investments required. But there is more than enough in the other two plans to keep the majority happy. All investment plans run for 180 business days. Interest payments are also only made on business days, meaning Monday through Friday.

Their Basic Plan is for amounts ranging from $10 to $3,500. The profits generated are variable depending on trading results, but they are divided between three different recipients: the investors, them, and their insurance fund. Your slice of the profits on any given day will be 42%. IncoForex’s share will be 43% and the insurance fund’s will be 15%.

Let’s say you have invested $1,000 and the daily profit today from the $1,000 is $10. Out of that $10, you will get $4.20, IncoForex will get $4.30, and $1.50 goes to insurance. Your share of the daily profit is 42%. So where does this insurance fund fit into the equation? In the event of the company trading at a loss the insurance fund underwrites that and makes sure you still get a payment of some form.

That’s basically the modus operandi of all the plans. The investor’s share of the daily profit goes up according to the size of his or her investment. For example in the Medium Plan you may invest anything from $3,501 to $7,500. Your share will be 47% (compared to 42% under the Basic Plan), IncoForex’s will be 38%, and the insurance company continues to receive 15%. And it progresses up the scale like that until you are investing upwards of $100,000.  For details on the other higher level plans, please check out their website.

Take note that compounding is allowed. Once you join, your principal is locked in for the duration of the plan and early retrieval is allowed subject to a payment of a hefty 35% fee. However should you stay with the plan and see it out to its conclusion then your principal will be returned. Accepted payment methods currently include Liberty Reserve, Perfect Money, EcuMoney and bank wires. It must also be noted that all withdrawals have been almost instant up until now.

The security looks solid here. In fact in what must be an unprecedented move by an online HYIP they even have an advice page for the benefit of the members offering free and handy tips on online security in general. Some of it is just practical sense but there is a lot of good info there too so do check it out. They’re running off an original customized script which can give it an edge and they have an SSL encryption certificate for extra security. They are hosted on a fire-walled dedicated server from Staminus Communications which is the best. As an additional measure to counter higher intensity DDoS attacks, they have a contract with DDOSWIZ.COM. Their trading platform utilizing custom-made trading software is installed on undisclosed synchronized dedicated servers.

There are a variety of ways to get in touch should you be in need of customer support, but the extensive FAQ page should probably keep the number of casual questions to a minimum. There is of course the usual online e-mail ticketing system and a regular e-mail address if you prefer. They also offer a telephone and fax for contact purposes.

They are starting to win over more and more investors,  not with the promise of an instant get-rich-quick scheme but rather by their proven track record of steady and dependable daily payments and a good reputation of quick and efficient support.

Isn’t it time for you to get involved? Join now by clicking here.

PanaMoney Technologies,Inc., a legally registered and duly licenced entity based in Panama,  is a highly successful program specializing in managed forex trading and has achieved a stellar record since it commenced operations in September 2008.  It is now one of the top-rated hyips with thousands of members worldwide. PanaMoney does the forex trading for you and pays you a fixed percentage Monday to Friday depending on which plan you elect to join.

Looking at the investment plans offered by PanaMoney, you will see the first of many aspects of PanaMoney that separate them from the rest of the HYIP mire. There are several options available to suit the pocket of any investor, indeed depending on the size of your budget you are free to join as many of the plans as you can afford.

The first step to getting involved with PanaMoney is to open a current account with them. It’s free and quick to open. This is the account into which you will be asked to deposit your money. From there you then direct your money into the various different accounts available for you that correspond with the investment plans. Please remember that the money you keep in the current account itself earns no interest. It is inactive and only starts working for you after you have decided what amounts you wish to redirect into the plans.

So now that your current account is open, what are your options for splitting up your money? There are eight plans for you to choose from:

Trial: 30-49 USD for 16 trading days with 0.5% maximum daily profit

Beginner: 50-99 USD for 100 trading days with 1% maximum daily profit

Standard: 100-999 USD for 180 trading days with 1.3% maximum daily profit

Intermediate: 1,000-4,999 USD for 180 trading days with 1.6% maximum daily profit

Advanced: 5,000-9,999 USD for 180 trading days with 1.9% maximum daily profit

Professional: 10,000-14,999 USD for 180 trading days with 2.2% maximum daily profit

Expert: 15,000-19,999 USD for 180 trading days with 2.5% maximum daily profit

VIP: 20,000 USD or more for 180 trading days with 2.8% maximum daily profit

Please take note that the maximum daily profit mentioned above are all variable. They can fluctuate from time to time because they are based on real trading. The rates are the maximum available but from my own experience the maximum is paid out often enough.

Another important point is that your principal is not locked in and you do have the option to leave anytime you wish. But be aware that you will be charged 12% for this and surrender any profits. The accepted payment processors include Liberty Reserve, V-Money, StrictPay and Perfect Money. But if you don’t like dealing with payment processors you can also invest via bank transfer, which remains a lamentably rare feature in this industry.

On the technical and design side of things PanaMoney really shines. It’s head and shoulders above the competition. The first thing the casual visitor to PanaMoney will notice is the Comodo certificate which guarantees their identity and the authenticity of their website. It is hosted across a number of dedicated servers by BlackDos. You simply will not find a better hosting provider in this arena. There has not been any serious downtime from PanaMoney. PanaMoney is run by professionals and these things are not left to chance. Their level of protection from DdoS attacks is the maximum available.

A completely custom-designed script is used here too and it’s been proven to be extremely safe. Other security features include the on-screen SRK virtual keyboard you can use when logging into your account, preventing your password from being compromised.

Contact and customer support are available through a variety of popular methods. There is the usual online e-mail ticketing system as well as a contact e-mail. PanaMoney also provides not only live chat where you can chat with an operator in real time but they also supply you with telephone and fax numbers. Their FAQ page is simply the most comprehensive example of how this should be done. Every conceivable question has been dealt with here, including links to instructions on how to open an account with the accepted payment processors. In fact the overall design of the website can be summed up in one word: Professionalism.

Their documents proving their incorporation and their business license are on display for all to see on their website. I have never seen or heard one shred of evidence to suggest they are anything other than 100% genuine, but of course you are invited to do your own research on that front.

The best endorsement for the program is the thousands of very happy and satisfied clients. PanaMoney has an unblemished payment record and has never let its clients down. What are you waiting for? Join now by clicking here.

Cherryshares is an investment pool operating online since the end of 2007. It went public in August 2008 with Brooksell Universal Limited Company, a New Zealand registered company and operates from its Hong Kong base.

Making decisions on how and where to invest is never easy. You need to strike a balance between risks and returns in line with your risk profile. If you are very risk-averse, you can invest your money in very low-risk opportunities yielding low returns. You may want to put your money in stocks or forex which have the potential to yield higher long-term returns but with added risks. Before you make any final decisions it would be prudent to weigh all of your options first.

With Cherryshares you can participate in high fixed interest profitable investing through the three plans offered by them: short-term, medium-term and long-term.

The short-term plan allows you to invest funds with possibility of weekly interest withdrawal.

1. Interest is available for withdrawal anytime
2. ROI 5.8% weekly
3. Fixed 50 percent of the short-term balance available for withdrawal every week pay period

The medium-term plan is in demand among investors who want to earn as much as possible in the shortest amount of time. It is extremely popular among investors who need to pay back debts or cover any mortgages or credits.

1. Interest is available for withdrawal anytime
2. ROI 8.7% weekly
3. Investment horizon is 100-week pay period, beginning when an initial deposit is made
4. Balance of the medium-term plan will be available for withdrawal at the investment horizon’s end

The long-term plan is for the serious investor who will be able to make a huge profit and provide well for the rest of his or her life.

1. ROI 9.9% weekly COMPOUNDED
2. Investment horizon is 100-week pay period, beginning when an initial deposit is made
3. Balance of the long-term plan will be available for withdrawal at the investment horizon’s end

If you’re debating whether the best place for your money is medium-term or long-term plan, the answer depends upon your individual financial situation and investment objectives.

Whatever your plans for the future: today is the day to make a start. If you are tired and disappointed by convoluted ‘programs’ in the past where you never seem to be in control, just try Cherryshares. Click here to join now.

WBwso (Web Builder Website Owner) is one of the few HYIPs based on sound and fully legitimate business concept. WBWSO doesn’t make profit from some dubious, obscure, highly speculative sources. It is not a ponzi scheme that pays old members with money coming from newer members.

WBwso is a genuine program run by a fully registered company in the UK. This program pays you a return on your money by investing in hot business – creation and optimization of highly profitable web sites.

If you look for something that promises you millions in no time, this is not for you. This is a real-world, genuine and proven program that builds up your money over a time span but definitely not overnight.

Some of the salient features of the program:

* SSL security on dedicated server.

* Registered company in UK.

* Fully transparent

* Online chat support

* Accepts AlertPay,Perfect Money, Liberty Reserve,C-gold

* Great referral system

* NO WORK is needed!!

So what is WBwso all about? In a nutshell, they buy commercial websites and optimize or tweak them to earn x amount of dollars per month via Google Adsense, Clickbank Products and others. Then they sell most of them off (flip them for many times over what they paid for them), keep some…and repeat the process over and over and over again.

Thousands of people do this now but you need the experience and the system of getting the websites in front of as many people as possible on a given day. Traffic and lots of it is what it’s all about and enticing people to click on the links and the ads. A click on an ad can generate income without the one clicking the ad making any purchase.

To join this program, just click here.

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Most of us are loyal Facebook users and enjoy the social aspects of the social networks. We all love to use Twitter and to be honest in the beginning I had no clue how to work Twitter and I did not understand it.  The fact of the matter is that social networks are the way of the future and the way most people are communicating nowadays.  People are spending less time emailing each other and more time leaving messages on each others wall.  Theses companies are exploding in popularity and are estimated to worth in the billions of dollars.

There is only one problem. These companies do not pay their members for all of the traffic and the advertising revenue that they generate.  PeopleString exploded onto the scene a few months ago and has been rising fast on the Alexa.com ranking.

So, what exactly is People String? It is a new social media site launched on September 23, 2009 to compete with giants like Facebook by paying anyone and everyone to recruit members and grow its ranks.

People String is also working with companies who want to bypass the advertising giants and pay people directly for looking at their products/services. The more people participate, the more companies will see this as a viable alternative to reaching their target audience. PeopleString shares 70% of its revenue with its members. Just imagine getting paid for what you do online!

To get a preview of PeopleString, watch the following YouTube video:

It can potentially be quite lucrative for those willing to recruit new members. They will earn a commission for every person they recruit, get paid per item of advertising they look at, thus getting a percentage of revenues from everyone they recruit for life! For those not interested in recruiting others, the remaining income streams may be more to their liking and more are to be added over time. You can join for free and still earn lots of money by referring others to join. There are some members who are now enjoying a monthly income of few thousand dollars

When you have a business where everyone who joins makes money even if that is $1 and you get a percentage of that $1, this gives you very powerful residual income potential.  Imagine getting a percentage of the ad revenue that your every member brings to Facebook every month.  Imagine sharing in the billions of dollars of ad revenue that Facebook generates on a monthly basis.  Yes it would be very profitable but more importantly it has the power to help those who otherwise would not be able to make a lot of money have a chance to build a great business in the social network marketing world.

Well, wait no more because PeopleString gives you this opportunity.  Best off all the PeopleString social portal already integrates with Twitter and by the time you read this article it is very well likely that it will be integrated with Facebook.  What this means is that you can send messages from your PeopleString wall and your message will show up on your Facebook and Twitter wall.  But now you will be getting paid because PeopleString will be sharing all of their advertising revenue with you.

Lastly PeopleString has an innovative mailbox cashbox program which eliminates the middleman and allows advertisers to advertise directly to you.  You walk to your mailbox and you get paid. You also get a percentage of the your referrals mailbox cashbox offers as well.  PeopleString also has cashback shopping and gives you a free Blackgrape energy drink store as yet another way to make money with PeopleString. So if you are not a PeopleString member yet join today and own a piece of the web! Click here to join.

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Genius Funds is one of the most established hyips with a huge membership base. It has an impeccable track record so far and its members are all happy campers.

Genius Funds manages two investment funds that invest mainly in highly lucrative equities and bonds, focusing on emerging economies. They offer investment products that provide flexibility, keeping pace with the individual demands of our investors. The two funds managed by Genius Funds are World Bond Market Fund and Emerging Markets Growth Fund.

Apart from the two funds, Genius Funds also offers the Genius High-Yield Deposit (HYDA) account. The Genius HYDA combines one of the highest returns in the industry with the flexibility of your local bank account. There is no term of deposit on the account, meaning that you can withdraw funds from your account at any time. The interest is payable daily.

After opening your account with GeniusFunds, you can then deposit funds into it using Liberty Reserve, Perfect Money, SolidTrustPay, AlertPay, StrictPay or bank wire. After you have funded your account you can invest by purchasing “shares” in the funds that appeal to you. Each share costs $1 regardless of which fund you choose. When it comes to withdrawing your dividends, this gets paid directly to your choice of payment processor. Please take note that compounding is available. Compounding is when you use your earnings made on your investment to reinvest right away. Please be aware that while your principal will be returned, there is a lock-in period of from 150 days for the Emerging Markets Growth Fund and 180 days for the World Bond Market Fund.

You may wonder about security. Just check the site out yourself and you will see the quality of the site. It should come as no surprise that the safety and security of this program is also great. The site is hosted on a dedicated server, fully protected by BlockDos and with SSL encryption for the accounts area.

I have a 4-figure sum invested in Genius Funds and I must say that I am very pleased with its performance and lightning fast payment. My investment in Genius Funds has been providing me with a steady stream of passive income every week. Don’t hesitate anymore…..join now by clicking here.

“The safe way to double your money is to fold it over once and put it in your pocket.” Frank Hubbard

The acronym “hyip” will probably sound very foreign to a person who has never ventured into online investing. Seasoned online investors will either hate hyips or love them depending on their experiences.

What exactly is a hyip or high yield investment program? Wikipedia defines it as a type of investment pyramid scheme normally offered via the internet and invariably offers astoundingly high returns.

Because of the high returns, the risks are inherently high and HYIPs generally do not last for the long term. Indeed the majority of HYIPs are nothing more than ponzi schemes in disguise. Money from new investors are used to pay the existing investors. The scam will continue as long as money coming in from new investors is enough to pay off withdrawals by existing members . When the new money dries up, the scheme collapses.

Most hyips offer little transparency. There is little or completely no disclosure about the company or the owners, or how they invest the money from their members.

Seasoned hyip players will invariably know about a hyip called PIPS ( People In Profit System or Pure Investor). This hyip was started by Bryan Marsden in early 2004 and achieved phenomenal growth worldwide. Its popularity was so immense that it attained almost a cult-like status among some of its die-hard members. In its heyday, it delivered what it promised, a hefty 1.9% return per working day. Indeed some of the early investors became millionaires! When the program started to stall and payments to members were delayed for months, disgruntled members started to complain. Bank Negara (the national bank) in Malaysia commenced an investigation in 2005 and this led to Marsden and his Malaysian wife being charged in Malaysia with 97 counts of money laundering.

If the majority of hyips are scams, why are they still so popular and widespread? The reason is simple: You can make a quick and high profit if you know how to play hyips. If you know how to avoid the many traps and pitfalls, you can multiply your initial investment capital in a relatively short time.

Hyips are undeniably not the most secure way to build your wealth in the long run. Most hyip players hope to raise substantial capital through hyips so that they can then move on to genuine non-hyip investment programs that offer much lower return but which normally require larger initial capital.

So if you still want to invest in hyips despite the high risks, always remember the following rules :
(1) Never use your grocery money.
(2) Never borrow money to invest in hyips.
(3) Do some due diligence before investing.
(4) Diversify into a few different types of hyips.
(5) Withdraw your capital as soon as possible.
(6) Don’t join hyips promoted through spam emails.
(7) Never fall in love with any hyip. You will be doomed for a major heartbreak if you love a hyip so much that you keep on compounding your earnings. Hyips are not built to last!
(8) Adopt a hit-and-run strategy. Just play a few rounds and then get out!
(9) Visit hyip forums often to read the latest posts on the hyips that you have invested in. As soon as you perceive any red flags, try to exit as fast as you can. It is better to earn less than to be sorry!
(10) Control your greed.
(11) Try to focus on the more stable and reliable programs. Have patience. Slow and steady win the race!
(12) Beware of HYIP monitors. Hyip monitors are websites that list and often promote hyips for referral commissions. They are often paid by hyips through ads placed on their sites by hyips and therefore lack credibility. They are supposed to label hyip programs as either “Paying” or “Not Paying” based on the actual situation. Just remember that they may have hidden agendas.

When you begin investing in hyips, it is inevitable that you will take some hits along the way. Learn from them. If you stick to the 12 rules mentioned above, you will take much less hits than someone who ventures into hyips blindly. You will greatly reduce the painful learning curve. And you may truly make a small fortune from your hyip ventures.

“It requires a great deal of boldness and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much skill to keep it.” Ralph Waldo Emerson

I have been very actively involved in online programs for about 8 years. During my early involvement in such programs, I must admit that I fell victims to many scams due to my lack of experience and my greed. I lost quite a fair amount of money to many hyips or high-yield investment programs. But I took it all in my stride and persisted.  I considered my early losses as the “tuition fees” that I paid for getting an “education” on online programs.  The internet is like a minefield rife with all sorts of scams and the inexperienced will be easily snared.

I consider myself an experienced player now and have been enjoying great success with several online ventures. I started selling on eBay about two years ago and I am now not only an eBay powerseller but also one of their Top-Rated Sellers.  And my ventures in the online investing arena have also paid handsome dividends. I have invested some of my eBay earnings in various online investment programs and the income from these programs has given me a strong stream of passive income.

In this blog, I will share with you the programs that I am involved in and it is up to you to decide whether you want to get involved in these programs or not. I sincerely believe that if you join my recommended programs and diversify your capital among these programs , you have a great chance to also build a good stream of passive income online.

I will provide updates on these programs when the need arises and I will add new programs to my portfolio from time to time so do bookmark this blog and visit it regularly. I will also be sharing useful and educational articles on online investing and related topics.

I also wish to stress that all these programs have been cherry-picked by me and I personally invest in all these programs.  You can see the links to all my cherry-picked programs on the right side of this blog.

I wish you great success!